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Posted by / 31-Jul-2017 07:08

No matter what your circumstances, credit card preferences or spending plans, the golden rules are to be realistic about what you can afford to spend and ultimately repay, be disciplined about repayments by setting up a direct debit every month, and remember that credit card providers are out to make money, not solve your financial problems for you.

A large number of families are using credit cards to pay for essentials, not luxuries – breadwinners are trapped on zero-hours contracts with fluctuating earnings, which don’t make it easy to budget for outgoings.Long gone are the days of simply using a credit card to buy goods and services.Now, it’s all about working out the best credit card deals for your personal circumstances and needs.We’re the cautious, relatively frugal section of the population.People in their twenties and thirties, however, face a different problem when it comes to debt – the lack of affordable housing.

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  1. Over 50% of research participants in a 2011 study did not view online dating as a dangerous activity, whereas 43% thought that online dating involved risk.